Home Loan
What is a Housing Loan?
At Orbit Capital Limited, we understand the significance of owning a home and the impact it has on your life. Our Housing Loans are crafted to turn your dream of homeownership into a reality. Whether you're purchasing a new home, building one, or renovating an existing property, Orbit Capital Limited provides the financial support you need for all your housing endeavors. Embark on the journey to your dream home with the assurance of seamless and reliable financing. Our priority is to make the loan application process fast and stress-free, ensuring quick approvals and disbursements. At Orbit Capital Limited, we are dedicated to your housing success, offering the best rates through collaborations with a diverse range of lenders. We tailor deals to suit your specific housing needs, making the entire experience hassle-free and rewarding.
Who Can Avail a Housing Loan?
- Orbit Capital Limited extends Housing Loans to various individuals, including:
- Homebuyers
- Individuals constructing a new home
- Those renovating existing properties
- Processing Fees: 0.75% to 2.50% + GST as applicable
- Prepayment/ Foreclosure: Nil
Eligibility Criteria for Housing Loans:
Your eligibility for a Housing Loan with Orbit Capital Limited depends on factors such as income, age, nature of the housing project, and professional experience. Salaried individuals and individuals with entrepreneurial pursuits are welcome to explore our hassle-free eligibility criteria.
- To facilitate a smooth loan application process, we require:
- Photo Identity Proof documents
- Income Proof documents
- Property documents (for homebuyers)
- Address Proof documents
- Employment/Business Certificate
How to Apply for a Housing Loan with Orbit Capital Limited?
- Experience the ease of applying for a Housing Loan:
- Submit the Housing Loan application along with the required documents.
- For instant approvals, apply online with necessary details.
- Receive swift approval within minutes.
- Once approved, your loan is sanctioned, and funds are transferred directly to your account.
What is the Importance of CIBIL Score for Housing Loan?
Your CIBIL score holds paramount importance when applying for a Project Loan with Orbit Capital Limited. This three-digit numeric representation of your credit history serves as a critical factor in assessing your creditworthiness. A high CIBIL score enhances your chances of loan approval and secures favorable terms, including lower interest rates and flexible repayment options. Orbit Capital Limited considers the CIBIL score as a key indicator of financial responsibility, ensuring a quick and efficient processing of your Project Loan application. It is advisable to maintain a healthy CIBIL score, ideally 750 or above, to optimize your borrowing experience and pave the way for the successful realization of your project goals.
Easy Application Process For Any Types of Loan
